Our Investment Process

At Bridgehaven Financial Advisors, we believe in a disciplined investment process that is designed to allow us to help our clients define, plan for and ultimately achieve their financial goals. Following are the five steps of our investment process:


1. Understand Your Goals

Gaining a clear understanding of our client's life goals is the first step in the advisory process. This includes getting to know our client and his or her interests, preferences and values, helping them define and quantify what they most want out of life...and when.  This will also help us determine our client's financial acumen, experience and risk tolerance. 

2. Analyze Your Current Situation

Obtaining a comprehensive picture of our client's financial situation allows us to determine inconsistencies and shortfalls between the portfolio and the client's goals. Also, we will determine if the performance of the client's current investments, justifies the risk and if the risk is in line with the client's tolerance.

3. Develop a Plan

Having understood our client's situation and established his or her financial goals, it is time to create a plan to quantify the capital needed to fund these goals and the likelihood of achieving them under various scenarios.  We will develop a written Investment Policy Statement for our clients that clearly lays out the foundation and the parameters for your customized investment plan.

4. Implement the Strategy

With a plan in hand, we are ready to recommend and implement strategies designed to help our client achieve their goals. Having already agreed to the assumptions and results of your plan and asset allocation, and having discussed various investment strategies and platforms, our clients should be prepared to receive our recommended investment strategies at this meeting.  These strategies will only be implemented upon final client approval.

5. Evaluate Progress

The economy and the financial markets are not static, and neither are clients' financial situations and goals.  An advisory process works only if it is dynamic.  How can we help our clients keep track of their progress? How should we adjust to changes in the economic environment as well as our clients' lives and goals?  By meeting regularly with our clients to evaluate their progress, we strive to make the adjustments needed to help our clients stay on track toward their goals.